Welcome to IRM

Insurance & Risk Management Group (IRM), and Melanie Beare have been proudly been helping people with their personal insurances since 1995.  IRM is a multi-line firm specializing in Homeowners, Automobile, Business, and Life solutions - all to protect you and all of those you hold dear.

Being an independent insurance agency means we can compare the products of several providers and find the insurance that really fits all of your needs.  Our providers are among the most well known and financially solid available in the market today, including Tower Hill, ASI, Travelers, Safeco, Progressive, John Hancock, and TransAmerica, to name just a few.

Whether you are the parent of a teenage driver, own a home, or operate a small business, we know how important it is to watch every nickel, especially in today's economic environment. 

Give Melanie a call and put her to work protecting you today.

Robert and Melanie Beare, at their office in Lake Mary, FL.

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"Your insurance is like an umbrella - Just don't wait for a downpour
to find out it has holes in it."